Legacy TeleMed offers a healthcare membership, not health insurance. It does not replace a health insurance policy. Membership provides access to virtual care, discounts, and support services. It does not pay claims and does not cover hospital, surgical, emergency, or specialist care. Virtual care is not emergency care — in an emergency, call 911 or go to the nearest emergency room. Doctors can prescribe when appropriate; certain medications cannot be prescribed in a virtual visit. Lab testing carries a consultation fee plus the cost of discounted lab work. Medical bill financing is provided by third-party lenders; Legacy TeleMed is not the lender. Cost figures cited on this site refer to national self-pay averages from third-party sources and are not a guarantee of what any individual will pay elsewhere. Nothing on this site is medical advice.